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Buying Your Home

Buying your home

Here you will find information on whether you are eligible and what you need to do if you want to buy your home.

Who can buy their home?

There are exceptions where it is not possible to exercise the Right to Buy or Acquire, these are set by the Government and include properties such a those in sheltered housing.

Preserved Right to Buy

If you were a secure tenant of Conwy County Borough Council before your home was transferred Cartrefi Conwy, you may have what is known a the Preserved Right to Buy. This means that you can buy your home for a reduced price. The Preserved Right to Buy only applies if you were living in your home in September 2008 and are still living there.

Right to Acquire

If you have become a new tenant of Cartrefi Conwy since October 2008 then you may be able to buy your home, this is called a Right to Acquire. This applies to properties a council or housing association built or bought on or after 1 April 1997.

However, it only applies if the Government gave the council or housing association funding towards the cost of building or buying the properties.

You must also meet one of the following criteria:

• If your tenancy began before 18 January 2005 you can buy your property if you have spent at least two years a public sector tenant.
• If you tenancy began after 18 January 2005, you will become eligible to buy your property once you have spent at least five years a public sector tenant.

The property cannot be sold for less than it cost to build. A small discount is available to help tenants buy their home under the Right to Acquire.

For more information on the above from the official Government website, please use the web link below.

http://www.communities.gov.uk/housing/buyingselling/
ownershipschemes/

http://www.communities.gov.uk/documents/housing/pdf/320569.pdf

http://new.wales.gov.uk/topics/housingandcommunity/housing/
publications/righttoacquire?lang=en

http://new.wales.gov.uk/desh/publications/housing/righttoacquire/
guidew.pdf?lang=cy